Rates







Loans | Savings | Certificates

 

Date Effective: February 1, 2015

 

Loans Rate APR* Term  
Instant Line of credit

10.00

10.00

n/a

 

Titled vehicles   24 month term

3.25

3.25

24

Calculator

Titled vehicles   36 month term

3.50

3.50

36

Calculator

Titled vehicles   48 month term  ($3000+)

3.75

3.75

48 

Calculator

Titled vehicles   60 month term ($8000+)

4.00

4.00

60 

Calculator

Titled vehicles   72 month term  ($12,000 +)

4.50

4.50

72 

Calculator

Titled vehicles   84 month term  ($20,000 +)

5.00

5.00

84 

Calculator

Personal Loans   12 months

10.25

10.25

12 

Calculator

Personal Loans   24 months

10.25

10.25

24

Calculator

Personal Loans   36 months

10.50

10.50

36

Calculator

Personal Loans   48 months ($3000 +)

10.75

10.75

48 

Calculator

Personal Loans   60 months ($5000 +)

11.00

11.00

60 

Calculator

Personal Loans   72 months ($8000 +)

11.25

11.25

72 

Calculator

Debt Consolidation (checks written to creditors, accounts must be closed)

14.00

14.00

n/a

Calculator

Vacation & Holiday Loans

7.00

7.00

18

Calculator

 

*APR = Annual Percentage Rate

Loan rates may vary depending on individual credit rating and/or loan terms.
Rates are subject to change.

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Savings Dividend Rate APY* Term
Shares (Sub accts 00, 01, 07) $100 and above 0.05 0.05 n/a
Christmas Club (matures 9/30) 0.25 0.25 n/a
Vacation Club (matures 5/31) 0.25 0.25 n/a
AGE Accounts (06) Youth only  (Under the age of 18) 0.35 0.35 n/a
IRA Share $10,000 & up           (Roth and Traditional) 0.15 0.15 n/a
IRA Share $100 to $9999.99    (Roth and Traditional) 0.10

0.10

n/a

 

*APY = Annual Percentage Yield

Rates are subject to change
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Certificates Dividend Rate APY* Term

6 Month $500.00

0.20

0.20

 6  mt

12 Month $1,000.00

0.30

0.30

12 mt

18 Month $1,000.00

0.40

0.40

18 mt

24 Month $1,000.00

0.50

0.50

24 mt

36 Month $1,000.00

0.60

0.60

36 mt

IRA 6 Month

0.20

0.20

 6  mt

IRA 12 Month $1,000.00

0.30

0.30

12 mt

IRA 18 Month $1,000.00

0.40

0.40

18 mt

IRA 24 Month $1,000.00

0.50

0.50

24 mt

IRA 36 Month $1,000.00

0.60

0.60

36 mt

 

*APY = Annual Percentage Yield
Rates are subject to change.
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