Date Effective: May 15, 2023
| Loans |
Rate |
APR* |
Term |
| Instant Line of credit |
10.00 |
10.00 |
n/a |
| Titled vehicles 24 month term |
4.99 |
4.99 |
24 |
| Titled vehicles 36 month term |
4.99 |
4.99 |
36 |
| Titled vehicles 48 month term ($3000+) |
4.99 |
4.99 |
48 |
| Titled vehicles 60 month term ($8000+) |
5.25 |
5.25 |
60 |
| Titled vehicles 72 month term ($12,000 +) |
5.50 |
5.50 |
72 |
| Titled vehicles 84 month term ($20,000 +) |
6.25 |
6.25 |
84 |
| Personal Loans 12 months |
10.25 |
10.25 |
12 |
| Personal Loans 24 months |
10.25 |
10.25 |
24 |
| Personal Loans 36 months |
10.50 |
10.50 |
36 |
| Personal Loans 48 months ($3000 +) |
10.75 |
10.75 |
48 |
| Personal Loans 60 months ($5000 +) |
11.00 |
11.00 |
60 |
| Personal Loans 72 months ($8000 +) |
11.25 |
11.25 |
72 |
| Debt Consolidation (checks written to creditors, accounts must be closed) |
14.00 |
14.00 |
n/a |
| Vacation & Holiday Loans |
9.00 |
9.00 |
18 |
| Savings |
Dividend Rate |
APY* |
Term |
| Shares (Sub accts 00, 01, 07) $100 and above |
0.05 |
0.05 |
n/a |
| Christmas Club (matures 9/30) |
0.25 |
0.25 |
n/a |
| Vacation Club (matures 5/31) |
0.25 |
0.25 |
n/a |
| AGE Accounts (06) Youth only (Under the age of 18) |
0.35 |
0.35 |
n/a |
| IRA Share $10,000 & up (Roth and Traditional) |
0.15 |
0.15 |
n/a |
| IRA Share $100 to $9999.99 (Roth and Traditional) |
0.10 |
0.10 |
n/a |
| *APY = Annual Percentage Yield
Rates are subject to change |
| Certificates |
Dividend Rate |
APY* |
Term |
| 6 Month $500.00 |
0.03 |
0.03 |
6 mt |
| 12 Month $1,000.00 |
0.03 |
0.03 |
12 mt |
| 18 Month $1,000.00 |
0.03 |
0.03 |
18 mt |
| 24 Month $1,000.00 |
0.05 |
0.05 |
24 mt |
| 36 Month $1,000.00 |
0.05 |
0.05 |
36 mt |
| IRA 6 Month |
0.20 |
0.20 |
6 mt |
| IRA 12 Month $1,000.00 |
0.30 |
0.30 |
12 mt |
| IRA 18 Month $1,000.00 |
0.40 |
0.40 |
18 mt |
| IRA 24 Month $1,000.00 |
0.50 |
0.50 |
24 mt |
| IRA 36 Month $1,000.00 |
0.60 |
0.60 |
36 mt |
*APY = Annual Percentage Yield
Rates are subject to change. |