Information We collect about you
We collect nonpublic personal information about you from the following sources:
*Information we receive from you on member and loan applications and other forms;
*Information about your transactions with us or others;
*Information we receive from a consumer reporting agency; and
*Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.
Information We May Disclose About You
We may disclose the following kinds of nonpublic personal financial information about you:
*Information we receive from you on applications and other forms, such as your name, address, social security number, and income.
*Information about your transactions with us or other companies that work closely with us to provide you with financial products and services, such as your account balances, payment history, and credit card usage.
*Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
Certain Parties that Receive Information from Us Where You Can Request to Opt Out
We may disclose nonpublic personal information about you to the following types of third parties:
*Financial service providers, such as companies providing auto insurance
*Non-financial companies, such a travel agencies and auto dealerships
*Other companies that provide consumer discount programs
How to Opt Out or Stop Certain Disclosures About You
If you prefer that we do not disclose nonpublic personal information about you to such nonaffiliated third parties as listed above, you may opt out of those disclosures. If you wish to direct us not to make disclosures to nonaffiliated third parties (Other than those permitted by law), you may call us or mail your request to us at:
Marshall County Federal Credit Union
910 Third Street
Moundsville, WV 26041
You may opt out of these disclosures at any time. This opt out option, by law, will not apply to disclosures that we make to companies that perform services on our behalf or to other financial institutions that have joint marketing agreements with us.
Once we receive your request not to make further disclosures, we will act a quickly as possible to stop disclosures. You may always contact us for assistance if you wish to later revoke your opt out election.
Our Security Measures
We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.
Disclosure of Information About Former Members
If you terminate your membership with Marshall County Federal Credit Union, we will not share information we have collected about you, except as permitted or required by law.
This notification meets the requirements of the National Credit Union Administration regulation on privacy of consumer information, Part 716. Credit union members and the public may receive copies of this notice of privacy practices by contacting the credit union